Human + AI

Creating the Investible Universe for Impact Investing

Water Investors

The Center for Financial Inclusion research shows that there is a $12 billion demand among families at the base of the economic pyramid (BoP) for access to affordable financing, such as small loans, to meet their water and sanitation needs. This represents at least 565 million people at the BoP who want to be consumers, but are waiting for the market to reach them.

Water.org

Source: https://water.org

WaterCredit: Water.org has created the WaterCredit Initiative® to bring small, easily repayable loans to those who need access to affordable financing and expert resources to make household water and toilet solutions a reality. WaterCredit is working in twelve countries around the world, bringing affordable loans and opportunity to more than 16 million people. Water.org partners with local microfinance institutions (MFIs) providing smart subsidies to help them develop WaterCredit loan portfolios. These primarily include small, affordable loans for BoP families to pay for the construction of a water connection and/or toilet within their home. These water and sanitation loans have an average repayment rate of 99 percent. More than 88% of borrowers are women.

WaterEquity:

Source: https://waterequity.org/

WaterEquity’s funds invest in a portfolio of water and sanitation enterprises to increase the availability and affordability of the capital needed to support life-changing loans. WaterEquity announced the first close of its US $50 million flagship fund—WaterCredit Investment Fund 3 (WCIF3)—at US $33 million in September 2018. Investors include Bank of America, the Overseas Private Investment Corporation (OPIC), Ceniarth LLC, Niagara Bottling, as well as the Conrad N. Hilton, Skoll, and Osprey Foundations.

Structure: Impact Investment Fund

Geography: India, Indonesia, Cambodia, and the Philippines

Target Return: 3.5%